Hi, I'm
Anand
Thakkar
Builder·Finance × Tech
I spent eight years inside India's financial system.
Then I started writing code. Now I live at the intersection of both.
This is where I write about everything I find there.
About
Who I am and how I got here.
Anand Thakkar·India
I didn't start in tech. I started in a tax office.
For eight years I worked deep inside India's financial system. Filing returns, fighting assessments, understanding money at its most human level. I built Taxaltus not because someone told me to, but because I saw that most people had no idea how money worked around them, and I wanted to change that.
Somewhere in those years, I started writing code. Not to get a job. To solve a problem I couldn't solve with spreadsheets. One thing led to another. APIs, databases, cloud systems, microservices. I crossed from one world into another, carrying the financial instinct with me.
Today I build at the intersection of finance and technology. I think that intersection is the most interesting place to be right now. The people who understand both sides of it will define what comes next.
This site is where I think out loud, share what I'm building, and write about the ideas that keep me up at night. Pull up a chair.
Now
What I'm doing, building, and thinking about at this moment.
Last updated · June 2026
New chapter
Starting as Senior Technical Lead at HCLTech's GIFT City office in July 2026. India's first IFSC, the country's international financial nerve centre. The finance brain and the engineering brain are finally in the same room.
Building
Working on ideas at the edge of Indian fintech and developer tooling. Some will ship. Some will teach me something. Both are the point.
Writing
Writing more honestly about reinvention, systems, and the way technology is changing what it means to participate in the economy. Less tutorial, more perspective.
Thinking about
Account aggregators. Digital public infrastructure. What happens when a billion people have programmable money. The India stack is the most underrated engineering project in the world right now.
The Journey
Where I've been and how each chapter shaped the next.
2012 to 2020
The Tax Years
Eight years inside India's financial machinery. I filed returns, argued assessments, navigated GST, built a firm, and learned how money actually moves through people's lives. Most people never see this layer. I lived in it. It gave me something no bootcamp teaches: I understand why financial systems are built the way they are, not just how to code them.
2020 to 2022
The Crossing
I started writing code to solve problems I couldn't solve with spreadsheets. Then I couldn't stop. I built Taxaltus from scratch, a platform to help ordinary people understand Indian taxation without needing a CA. I wasn't switching careers. I was extending what I already knew into a new medium.
2022 to Now
Building at the Intersection
Backend systems, cloud architecture, fintech products. Java, Spring Boot, microservices, Kafka, AWS. I've shipped production systems, contributed to open source, and picked up every tool that helped me build faster and better. The finance background is still the differentiator. It shapes how I think about data models, compliance constraints, and what a system needs to get right versus what it can afford to get wrong.
Moments
Glimpses from the journey, on and off the screen.
Things I Believe
The ideas that shape how I think, build, and write.
Finance is the original information system.
Before databases, before the internet, money was the language societies used to record value, trust, and time. Software didn't replace that. It inherited it. The best fintech is built by people who understand both.
Reinvention is not a crisis. It's a skill.
I changed fields in my thirties. Not because I failed, but because I was curious. The ability to start over, carry what matters, and discard what doesn't is one of the most underrated things a person can learn to do.
Complexity is usually a design failure.
Whether it's a tax return, an API, or a conversation, if it's hard to understand, it's probably hard for the wrong reasons. The goal is always to make something difficult feel simple. That takes more work, not less.
India's next chapter will be written in code.
We are at the beginning of something enormous. UPI, ONDC, account aggregators, digital public infrastructure. The country is building financial rails that will carry the next hundred million people into the economy. I want to be part of that.
Writing
Long-form thoughts on finance, technology, and what happens when the two collide.
Follow the Journey
When I write something worth reading, I'll send it your way.
I write about finance, technology, and what happens when the two collide. From someone who has lived on both sides of that line. No schedule, no filler. Only when it matters.
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Let's Shape What's Next
The intersection of finance, AI, and software is evolving fast. If you're building something meaningful in that space, or just want to exchange ideas, let's connect.
Let's Connect